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Worldwide, car rental agencies accept credit cards as method of payment instead of any other. This is something common everywhere. Nonetheless, this does not mean they do not accept debit cards or cash. In this section, we will explain the advantages and disadvantages of each of the different payment modes that can be used to rent a car. We will focus on the characteristics of paying by credit card and the benefits it gives not only to the users but also to the agency. We will also discuss the payment by debit card and by cash, and we will see the disadvantages of these ones as opposed to the former and when to use them. Anyway, by choosing the method of payment you want, we will strongly recommend that you check with the company before leaving your house if you are not going to pay by credit card, since not all the agencies take this payment mode. However, if you decide to pay by credit card, there is no need to ask since ALL car rental agencies willingly and unquestionably accept them.

Credit cards are, as we have already mentioned, worldwide valid to rent cars. These give the user a free coverage and they can save you a few dollars that otherwise you would have to pay for the car insurance. However, the coverage they offer is not the best one, generally it has to do with the legal aspect of the insurance and they can trick you into making you believe that it is the only way you can avoid the payment of the insurance. In truth, if you have your own car, you can transfer the coverage to the car you rent without too much paperwork. This is very convenient since you will be covered by a company you know and it will be a much better coverage than the one offered by your credit card company, and it will be for free. Furthermore, the credit card is very convenient for the agency providing the service because it will assure them that the person renting the car is financially reliable, it proves the person’s identity and assures the payment of the car and its tracking in case the user runs away with it.

Debit cards are usually accepted by the agencies without any problem and they are used when you return the car. However, this type of cards does not offer insurance coverage or mechanical assistance as credit cards do. The biggest problem with debit cards is the confusion caused at the moment of making the phone reservation. Many people make mistakes and believe their debit card is in fact a credit card and this is what they answer when the phone operator, who is in charge of the reservation in the car rental agency, asks about the payment mode they want to use. We advise you to find out beforehand whether your card is a credit one or a debit one. If you are not sure about this, it would be better, before making the reservation, to call your credit card company and ask what type of card you own.

The most complicated way to pay for a car is cash. If it is possible, avoid using cash when dealing with a car rental agency. Few companies accept this method of payment, and those which do, are the small ones, the local ones. And even though they are small, they only accept this method when you return the car and not when you pick it up. If you find an agency willing to accept cash when you pick up the car, you have to know that they will ask for a big deposit. This is to avoid your running away with the car and it covers the breakdowns it may have. You must know and demand that if you pay in cash, the ticket must show that; it must state the payment was done in cash. You should no lose this ticket since it is the only receipt you have.


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